Redflake

Your bank, readable by your AI.

Connect a personal or business bank once. Ask Claude, ChatGPT or the Redflake Agent where the money goes, and let automations report back every week.

  1. What did we spend on groceries in August?

  2. spending_summary

  3. €612.40 across 19 transactions, 8% less than July. Albert Heijn was 71% of it, the rest is Jumbo and one Picnic order.

  4. Any subscriptions I forgot about?

  5. recurring_payments

  6. Two look dormant: Basic-Fit (€29.99 monthly) and NYT Cooking (€3.99). Both charge on the 3rd. Want the cancellation pages?

Example conversation in Claude. Tool chips show which Redflake tools the assistant called.

Works with every MCP client

  • Claude
  • ChatGPT
  • Grok
  • Cursor
  • GitHub Copilot
  • Gemini
  • Perplexity

Two minutes to connect. Five to your first answer.

01

Connect your bank

Pick your bank and approve in your banking app. Read-only consent through open-banking.io, built on a licensed PSD2 provider and end-to-end encrypted. Revoke whenever you like.

02

Add one URL to your AI

Paste your Redflake address into Claude, ChatGPT or Cursor. Log in, approve the scopes, done. Or skip this and use the Redflake Agent.

03

Ask in plain language

Where did the money go this month. Which subscriptions are dormant. What is safe to move to savings. Answers from your real transactions.

Pro

Or let Redflake do the asking.

No Claude or ChatGPT needed. The Redflake Agent answers finance questions on your real data, and automations run them for you on a schedule.

Redflake Agent

Finance-only chat, built in

Ask in plain language, get answers from your transactions. It remembers what you told it, can set savings goals, and creates automations when you ask.

Can I put €400 into savings this month?
Yes. After rent, insurance and the two direct debits due before the 28th, about €612 is left on Betaalrekening. Move €400 and you keep a €200 buffer. Want a reminder on the 25th?

Automations

Reports and alerts, on a schedule

Weekly reports, balance alerts, subscription changes, or any prompt you write. Results land in your inbox and in the agent.

  • Weekly spending reportEvery Monday at 08:00 · email
  • Balance below €500Checked after every bank sync
  • Subscription check1st of the month at 09:00

Your data, on your terms.

Read-only. Always.

Redflake holds no payment licence and cannot move money. Consent lives at your bank and expires after 180 days unless you renew.

EU-hosted

Servers and database in Frankfurt. Export everything as JSON or CSV, or delete your account in one click.

You choose what is exposed

Per-account toggles. IBANs are masked by default.

  • BetaalrekeningNL91 **** **** 4300
  • GezamenlijkNL20 **** **** 0301
  • SpaarrekeningNL69 **** **** 7841

Every call is logged

See which client asked for what and when. Revoke a client and its access stops immediately.

Today 08:02Claudespending_summary
Today 08:02Clauderecurring_payments
Yesterday 22:41Cursorget_transactions

Three plans. Fourteen days free on Standard and Pro.

Starter is billed from day one. Card required, cancel any time. Prices include Dutch VAT.

Starter

7/ month

One account, your own agent.

  • 1 bank account
  • Hosted MCP endpoint for Claude, ChatGPT, Cursor and more
  • Balances, transactions, spending and income summaries
  • Tool-call log
Get started

Standard

20/ month

Bring your own agent.

  • 5 bank accounts, any number of banks
  • Hosted MCP endpoint for Claude, ChatGPT, Cursor and more
  • Balances, transactions, spending and income summaries
  • Household: invite one partner
  • Tool-call log
Start free trial

Pro

30/ month

Everything in Standard, plus an agent that works for you.

  • 12 bank accounts, any number of banks
  • Redflake Agent: finance-only chat on your real data
  • Automations: weekly reports, balance alerts, subscription detection
  • Savings goals
  • Everything in Standard
Start free trial

Running a business? Connect your business accounts on any plan today; Pro adds the agent and weekly reports for your bookkeeper. Team workspaces with seats, service accounts and an audit log are coming. Email joris@redflake.nl.

FAQ

Questions people ask their AI about us.

Can I connect my bank account to ChatGPT or Claude?

Yes. Redflake is a hosted MCP server for your bank. Connect a bank once, then add your Redflake URL as a connector in Claude, ChatGPT, Cursor or any other MCP client. Your AI can then read balances, transactions and spending summaries from your real accounts.

What is an MCP server for banking?

MCP (Model Context Protocol) is the open standard AI assistants use to call external tools. Redflake exposes read-only banking tools over MCP: list accounts, get balances, get transactions, spending and income summaries and recurring payments. Any MCP client can use them after you log in and approve the scopes.

Which AI tools work with Redflake?

Anything that speaks MCP: Claude, ChatGPT, Cursor, GitHub Copilot, Gemini, Grok, Perplexity and others. If you would rather not set anything up, the Pro plan includes the Redflake Agent, a finance-only chat on your own data, plus scheduled automations like weekly reports and balance alerts.

Which banks are supported?

Most Dutch and other European banks that offer PSD2 access, including ING, Rabobank, ABN AMRO, bunq, Knab, SNS, ASN, Triodos and Revolut. Personal and business accounts both work. Access goes through a licensed PSD2 account information provider; Redflake never sees your bank login.

Is it safe? Can the AI move money?

No. Access is read-only by design: Redflake holds no payment licence and there is no tool that moves money. Consent lives at your bank, expires after 180 days unless you renew it, and you can revoke it or delete your account at any time. Data is hosted in the EU (Frankfurt), IBANs are masked by default, you choose per account what is exposed, and every tool call is logged.

Does the AI provider see my transactions?

When you ask Claude or ChatGPT a question, the answers to its tool calls are processed by that provider under its own terms, like anything else you paste into it. Limit what is exposed with per-account toggles, or use the Redflake Agent, which keeps the conversation inside Redflake.

What does Redflake cost?

Starter is €7 per month for one bank account. Standard is €20 per month for five accounts across any number of banks, plus household sharing. Pro is €30 per month for twelve accounts, the Redflake Agent and automations. Standard and Pro start with a 14-day free trial. Cancel any time.

Start with fourteen days free.

Connect a bank during the trial. Cancel before it ends and you pay nothing.