Built for European banks
Your bank, readable by your AI.
AI bank connector built for European banks. Redflake connects your bank to your agents.
2,600+ banks in 29 European countries
What did we spend on groceries in August?
spending_summaryperiod: last_month · group_by: category
€612.40 across 19 transactions, 8% less than July. Albert Heijn was 71% of it, the rest is Jumbo and one Picnic order.
Any subscriptions I forgot about?
recurring_payments
Two look dormant: Basic-Fit (€29.99 monthly) and NYT Cooking (€3.99). Both charge on the 3rd. Want the cancellation pages?
Example conversation in Claude. Tool chips show which Redflake tools the assistant called.
Automations
Reports and alerts, on a schedule
Weekly reports, balance alerts, subscription changes, or any prompt you write. Results land in your inbox and in the agent.
- Weekly spending reportEvery Monday at 08:00 · emailnext Mon 08:00
- Balance below €500Checked after every bank syncquiet
- Subscription check1st of the month at 09:00ran 1 Sep: 2 changes
Works with every MCP client
Claude
ChatGPT
Grok
Cursor
GitHub Copilot
Gemini
Perplexity
Made in Europe, for European banks.
The AI bank tools you read about connect to Chase and Wells Fargo through US aggregators. If your money is at a European bank, they cannot see it. Redflake is built the other way round: European banks first, on PSD2, hosted in the EU.
2,600+ banks
Across 29 European countries, from ING and bunq to Sparkassen, Nordea and Revolut.
PSD2, not screen scraping
Read-only consent you give at your own bank, under EU open-banking law.
Hosted in Frankfurt
Your data stays in the EU and is handled under the GDPR.
European money, understood
IBANs, SEPA, iDEAL, euros and other European currencies, categorised in Dutch and English.
Two minutes to connect. Five to your first answer.
No spreadsheets, no exports, no bank logins shared with anyone. Your AI reads what you allow and nothing else.
Connect your bank
Pick your country and bank, then approve in your banking app. Read-only consent through Distyra, built on a licensed PSD2 provider.
Add one URL to your AI
Paste your Redflake address into Claude, ChatGPT or Cursor. Log in, approve the scopes, done. Or use the Redflake Agent.
Ask in plain language
Where did the money go this month. Which subscriptions are dormant. What is safe to move to savings.
Everything your AI needs to read your money
One hosted MCP server with tools built for questions about money, not a raw dump of bank data.
Balances
Every account at every connected bank, in its own currency.
Transactions
Search and filter by date, amount, merchant or category.
Spending summary
Totals per category or merchant for any period you name.
Income summary
What came in and from whom: salary, invoices, refunds.
Recurring payments
Subscriptions and direct debits, including the dormant ones.
Categories
Automatic categorisation, and your AI can correct a merchant.
Savings goalsPro
Set a target and a date. Progress follows your real balance.
Redflake AgentPro
Finance-only chat that remembers the budgets and preferences you mention.
AutomationsPro
Weekly reports, balance alerts and subscription checks on a schedule.
Read-only. Your AI can look, never touch.
Redflake holds no payment licence and there is no tool that moves money. Consent lives at your bank and expires after 180 days unless you renew it.
Your AI gets clean, categorised transactions instead of a CSV, so the answer is right the first time.
- No payment access
- IBANs masked by default
- Hosted in Frankfurt
- Export or delete any time
Pro
Or let Redflake do the asking.
No Claude or ChatGPT needed. The Redflake Agent answers finance questions on your real data, and automations run them for you on a schedule.
- Redflake Agent
- Finance-only chat that remembers your budgets and goals.
- Weekly reports
- Every Monday at 08:00, straight to your inbox.
- Balance alerts
- Checked after every bank sync, quiet until it matters.
- Subscription check
- Price changes and dormant subscriptions, monthly.
Redflake Agent
Finance-only chat, built in
Ask in plain language, get answers from your transactions. It remembers what you told it, can set savings goals, and creates automations when you ask.
From statement to answer.
A bank statement is a list. What you want is the three lines that matter. Redflake turns rows into something your AI can reason about, and your AI turns that into an answer.
Betaalrekening
NL91 **** 4300
- 28 OctAlbert Heijn 1427−€64.18
- 27 OctNS Reizigers−€22.40
- 27 OctBasic-Fit Nederland−€29.99
- 25 OctSalaris Oktober+€3,412.00
- 24 OctVattenfall−€118.00
- 23 OctThuisbezorgd.nl−€31.75
- 22 OctNYT Cooking−€3.99
Redflake Agent
€270 spent this week, €58 of it on things you don't use.
- Basic-Fit, no visits since August€29.99
- NYT Cooking, dormant€3.99
- Groceries, on budget€64.18
Your data, on your terms.
Choose per account what your AI can see, and see every question it asked.
You choose what is exposed
Per-account toggles. IBANs are masked by default.
- BetaalrekeningNL91 **** **** 4300
- GezamenlijkNL20 **** **** 0301
- SpaarrekeningNL69 **** **** 7841
Every call is logged
See which client asked for what. Revoke a client and access stops immediately.
| Today 08:02 | Claude | spending_summary |
| Today 08:02 | Claude | recurring_payments |
| Yesterday | Cursor | get_transactions |
Three plans. Fourteen days free on Standard and Pro.
Priced per connected bank, every account at that bank included. Starter is billed from day one; the trial starts once your card is added and includes one connected bank. Cancel any time. Prices include Dutch VAT.
Starter
€9/ month
Your bank in Claude, ChatGPT or Cursor.
- 1 connected bank
- Hosted MCP endpoint for Claude, ChatGPT, Cursor and more
- Balances, transactions, spending and income summaries
- Tool-call log
Standard
Recommended€19/ month
Two banks and your partner, in the AI you already use.
- 2 connected banks, your partner's included
- Hosted MCP endpoint for Claude, ChatGPT, Cursor and more
- Balances, transactions, spending and income summaries
- Household: invite one partner
- Tool-call log
14-day trial includes 1 connected bank; add more after your trial.
Pro
€35/ month
Everything in Standard, plus an agent that works for you.
- 3 connected banks
- Redflake Agent: finance-only chat on your real data
- Automations: weekly reports, balance alerts, subscription detection
- Savings goals
- Everything in Standard
14-day trial includes 1 connected bank; add more after your trial.
Need more? Add an extra connected bank to any plan for €8 per month.
Running a business? Connect your business accounts on any plan today. Team workspaces with seats and an audit log are planned — join the waitlist.
Questions people ask their AI about us.
Something else? joris@redflake.nl
Is there an MCP server for European bank accounts?
Yes, Redflake. Most AI bank connectors are built on US aggregators and cover banks in the United States and Canada. Redflake is built for Europe: it connects 2,600+ banks in 29 European countries through PSD2, the EU open-banking law, and hosts your data in Frankfurt. Connect once and use your bank in Claude, ChatGPT, Cursor or any other MCP client.
Does Redflake work with US or Canadian banks?
No. Redflake is for European banks only, through PSD2. That focus is the point: European banks, currencies, IBANs, SEPA payments and merchant names are what it is built and tested for.
Can I connect my bank account to ChatGPT or Claude?
Yes. Redflake is a hosted MCP server for your bank. Connect a bank once, then add your Redflake URL as a connector in Claude, ChatGPT, Cursor or any other MCP client. Your AI can then read balances, transactions and spending summaries from your real accounts.
What is an MCP server for banking?
MCP (Model Context Protocol) is the open standard AI assistants use to call external tools. Redflake exposes read-only banking tools over MCP: list accounts, get balances, get transactions, spending and income summaries and recurring payments. Any MCP client can use them after you log in and approve the scopes.
Which AI tools work with Redflake?
Anything that speaks MCP: Claude, ChatGPT, Cursor, GitHub Copilot, Gemini, Grok, Perplexity and others. If you would rather not set anything up, the Pro plan includes the Redflake Agent, a finance-only chat on your own data, plus scheduled automations like weekly reports and balance alerts.
Which banks are supported?
2,600+ banks in 29 European countries, through PSD2. That includes ING, Rabobank, ABN AMRO, bunq, Deutsche Bank, Sparkassen, BNP Paribas, Santander, Nordea, Revolut and N26. Pick your country when you connect; accounts in currencies other than the euro work too. Personal and business accounts both work. Access goes through a licensed PSD2 account information provider; Redflake never sees your bank login.
Is it safe? Can the AI move money?
No. Access is read-only by design: Redflake holds no payment licence and there is no tool that moves money. Consent lives at your bank, expires after 180 days unless you renew it, and you can revoke it or delete your account at any time. Data is hosted in the EU (Frankfurt), IBANs are masked by default, you choose per account what is exposed, and every tool call is logged.
Does the AI provider see my transactions?
When you ask Claude or ChatGPT a question, the answers to its tool calls are processed by that provider under its own terms, like anything else you paste into it. Limit what is exposed with per-account toggles, or use the Redflake Agent, which keeps the conversation inside Redflake.
What does Redflake cost?
Plans are priced per connected bank, with every account at that bank included. Starter is €9 per month for one connected bank. Standard is €19 per month for two connected banks plus household sharing; your partner's banks count towards the two. Pro is €35 per month for three connected banks, the Redflake Agent and automations. An extra connected bank is €8 per month on any plan. Prices include VAT. Standard and Pro start with a 14-day free trial with one connected bank. Cancel any time.
Can I use Redflake for my business?
Yes. Our terms say: 'You may connect personal and business accounts, including those of your own company, as long as you are authorised to access them.' Each account has one login, so there are no separate seats for a bookkeeper or colleague yet. Team workspaces with seats and an audit log are planned; email joris@redflake.nl to join the waitlist.
Start with fourteen days free.
Connect a bank during the trial. Cancel before it ends and you pay nothing.